Calculator
DIY vs. hire a professional
Put in what you'd spend, how long it would take, and the quote you were given. Tools, extra costs, and contingency start at zero. The result stays in your browser.
Result
Fill in the main numbers to compare.
Materials, hours, the value of your time, and the quote are required. Tools, extra costs, and contingency already count as zero.
- Still needed: material costs
- Still needed: estimated hours
- Still needed: what an hour of your time is worth
- Still needed: the contractor's quote
How to read the result
Start with the quote if you have one. Then enter the materials you'd still buy. If the job needs tools, a dump run, a permit, or a cushion for surprises, open Additional options. Those lines are zero until you change them.
The hourly value is yours. Use your wage, a lower number if the work is the fun part, or a higher one if the weekend is scarce. The break-even rate is the hourly value where DIY plus your hours would equal the quote.
A positive savings number means the quote is higher than doing it yourself, once your time is included. A negative number means hiring is cheaper. Cheaper is not the same as the right call. Skill, insurance, and building rules are outside the math unless you already put them in a number.
The full formula is on the method page. Read the disclaimer before you treat a result as a decision.